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Looking To Spruce Up Or Repair Your Foothill Ranch Home?

If you own a home in Foothill Ranch (or Lake Forest for that matter) you may be eligible for the City's Housing Rehabilitation Loan Program. This loan program offers zero-interest deferred loans for home repairs and improvements.

Homeowners may receive up to $30,000 for home improvement items. Mobile home owners may receive up to $15,000. There are no monthly payments on the loan. The total principal payment is due at the time of sale or transfer of title/ownership. Additionally, a 3% loan that has amortized payments over a fifteen (15) year period is available if you would like to make payments.

Eligible Repairs
Eligible repairs include roofing, windows, exterior and interior painting, plumbing, electrical, energy/weatherization items, garage doors, and other common home repairs. Income limits (see table below) and other qualifications apply.

Requirements
- applicants must live on their property
- may not have previously received a rehabilitation loan
- must have sufficient equity on the home
- cannot exceed the asset limitations

Income Requirements
Your current income and last two (2) years of income may not exceed:

HOUSEHOLD SIZE GROSS INCOME PER YEAR
1 $64,790
2 $74,030
3 $83,270
4 $92,510
5 $99,880
6 $107,360
If you have any questions regarding the Housing Rehabilitation Loan Program, or would like to request an application, please call the city at 949-461-3473.